What Is Universal Health Coverage?
Universal health coverage exists when health care coverage is extended to all persons within a state or nation. Typically, universal coverage is funded through a single-payer system in which all health...
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Difference Between Single-Payer & Universal Health Insurance
Single-payer and universal health insurance are two separate, but closely related, ideas in the issue of health-care reform. Nearly all nations that have universal coverage of their citizens achieve it...
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The Definition of Universal Health Coverage
According to the U.S. Census Bureau, more than 45 million Americans do not have health insurance. Those without health insurance often do not receive the health care they need because they cannot or...
View ArticleWhat Are the Benefits of Universal Health Coverage?
In the United States, health care services are both expensive and inadequate. While the U.S. spends far more than European countries on health care per capita -- more than $8,000 yearly on average --...
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Define Universal Health Insurance
Universal health insurance has become more into being with the passage of the Affordable Care Act. Get a definition of universal health insurance with help from a longtime insurance professional in...
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Health Insurance for Persons With Pre-Existing Conditions
Pre-existing conditions are health issues that occur prior to enrollment in a new health insurance plan. While federal laws protect your rights in some circumstances, pre-existing conditions may result...
View ArticleMedicaid Benefits & Name Brand Drugs
As the demand and cost of prescription drugs continue to rise, healthcare insurers look for different ways to curb costs and keep healthcare coverage affordable. Just like other insurance carriers, the...
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Is Heath Insurance Deductible on Income Tax?
With the cost of health insurance rising more every year, many people are trying to save money whenever and wherever they can. If you buy your health insurance plan on the individual market, you might...
View ArticleLouisiana Medicaid Programs
Everyone needs good health care, but many low-income families are unable to afford the cost of private health insurance and cannot pay for medical expenses out-of-pocket. The Medicaid program helps...
View ArticleMedical Insurance COBRA Plan Laws of Washington State
The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that requires employers with 20 or more employees to give employees who leave their jobs and their eligible family members...
View ArticleMedicaid Regulations in Illinois
The Illinois Medicaid program is a joint state and federal medical assistance program for certain categories of persons and those with very low income. You apply for Medicaid and have your eligibility...
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Can My Wife Use My HSA?
A health savings account, sometimes referred to as an HSA, is a specific type of tax-advantaged savings account that may be used in conjunction with a high-deductible health insurance policy to pay for...
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Cobra Requirements for a Previous Employer
The federal COBRA law provides for the continuation of employer-provided health insurance after you are terminated from your job. The law covers any employer with 20 or more employees; there were...
View ArticleDo Emergency Rooms Have to Take Patients That Can't Pay?
A hospital may or may not be required to accept a patient who does not have the ability to pay for his medical expenses. Certain laws enacted by the federal government require hospitals who accept...
View ArticleWhat is the Disability Criteria for Medicare?
Medicare benefits can often be connected to disability benefits. Generally, having a disability allows you to apply for Medicare benefits before you turn 65, which is the normal age for Medicare...
View ArticleGroup Health Insurance Eligibility
Health insurance is important for most families. If you have a medical emergency and you are not covered by insurance, you may not be able to afford the health care costs associated with treating you....
View ArticleMedicaid Documentation Requirements
Medicaid is federally funded health care. Although the federal government sets the basic guidelines, each state has its own eligibility requirements and income restrictions. After determining you meet...
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Cobra Notification Requirements
COBRA is a federally mandated continuing health insurance program that was enacted under the Consolidated Omnibus Reconciliation Act of 1986. It requires that employers allow employees the right to...
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Idaho Medicare Supplement
Medicare is a national health insurance program designed mainly for senior citizens. Medicare comes in four different parts, each with its own set of benefits. They also come with their own series of...
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